Top 3 Mortgage Lenders in Ghent

Forthright Mortgage is a highly-rated local mortgage broker serving the Ghent area and surrounding counties. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service for rural and small-town Kentucky communities. Their team has deep experience with USDA loans, which are particularly relevant for the Ghent area, and they're known for competitive rates and transparent communication throughout the lending process.

Republic Bank & Trust is a well-established Kentucky-based financial institution with a strong presence throughout the state, including service to Ghent and Carroll County. With nearly 50 years of community banking experience, they offer competitive mortgage products and are particularly noted for their construction lending expertise. Their local loan officers understand the unique aspects of Kentucky rural property financing and provide personalized service with the stability of a longstanding regional bank.

Churchill Mortgage has built an excellent reputation throughout Kentucky with a strong focus on customer education and transparent lending practices. While based in Lexington, they actively serve the Ghent area and have particular expertise with VA and FHA loans, making them a great option for military families and first-time homebuyers. Their 30+ years in business and high customer satisfaction ratings reflect their commitment to ethical lending and competitive rate offerings for Kentucky residents.