Top 3 Mortgage Lenders in Gray

As one of the most established community banks in southeastern Kentucky, Cumberland Valley National Bank has been serving Gray and surrounding areas for over a century. They offer personalized mortgage services with local decision-making, competitive rates, and deep community roots. Their mortgage specialists provide comprehensive guidance through the entire home loan process, with particular expertise in rural housing loans and first-time homebuyer programs. The bank's longstanding presence and exceptional customer service ratings make them a top choice for residential mortgages in the region.

Forcht Bank is a Kentucky-owned community bank with a strong presence throughout the state, including service to Gray and Laurel County. They offer a wide range of mortgage products with competitive rates and local underwriting. Their mortgage team provides personalized service with quick turnaround times, and they have particular expertise in both rural property financing and urban home purchases. With multiple branches throughout Kentucky and deep community involvement, Forcht Bank combines local knowledge with comprehensive mortgage services.

Community Trust Bank has been serving eastern Kentucky communities including Gray for over a century, offering comprehensive mortgage services with local expertise. They provide competitive rates and flexible terms, with special programs for first-time homebuyers and rural property financing. Their experienced mortgage lenders understand the unique aspects of Kentucky real estate and provide personalized guidance throughout the loan process. The bank's strong capital position and commitment to community banking make them a reliable choice for residential mortgages in the region.