Top 3 Mortgage Lenders in Helton

Peoples Bank of Kentucky is a highly-rated community bank with deep roots in Eastern Kentucky, serving Helton and surrounding areas with exceptional mortgage services. They maintain a 4.8-star rating based on 89 reviews, reflecting their commitment to personalized service and local expertise. As a community bank founded in 1998, they specialize in rural property financing and understand the unique needs of Helton area residents. Their mortgage team offers competitive rates with various loan programs including USDA loans ideal for rural properties, and they're known for their hands-on approach throughout the entire lending process.

Appalachian Regional Federal Credit Union has served Eastern Kentucky communities for decades, with their mortgage division operating since 2003. They maintain a 4.7-star rating across 127 reviews, highlighting their exceptional customer service and competitive rates. As a not-for-profit financial cooperative, they often offer lower fees and more flexible terms than traditional banks. Their mortgage specialists are particularly experienced with rural properties and first-time homebuyer programs in the Helton area, providing personalized guidance through every step of the home financing process.

Community Trust Bank has been serving Eastern Kentucky communities for over 120 years, with their modern mortgage operations established in 1994. They maintain a strong 4.6-star rating based on 156 reviews, demonstrating consistent customer satisfaction. With multiple branches throughout the region, they have extensive experience with rural property financing in areas like Helton. Their mortgage team offers competitive rates and specializes in various loan programs including USDA rural development loans that are particularly relevant for Helton residents. They're known for their local decision-making and streamlined approval process.