Top 3 Mortgage Lenders in Independence

Fifth Third Bank stands as one of the most established and highly-rated mortgage lenders serving the Northern Kentucky region, including Independence. With deep roots in the Greater Cincinnati area spanning over 160 years, they offer comprehensive mortgage services through their local branches. Customers consistently praise their competitive rates, smooth closing process, and knowledgeable local loan officers who understand the Independence and Northern Kentucky housing market. Their strong community presence and extensive mortgage product portfolio make them a top choice for homebuyers in the area.

Guardian Savings Bank has been serving Northern Kentucky communities for over a century, with particular strength in the Independence and surrounding areas. As a community-focused institution, they provide personalized mortgage services with local decision-making and underwriting. Their mortgage team receives excellent reviews for responsiveness, competitive rates, and guiding borrowers through the entire homebuying process. Their deep understanding of the local real estate market and commitment to customer service make them a trusted choice for Independence residents seeking mortgage financing.

The Mortgage Firm's Northern Kentucky office serves Independence with exceptional mortgage brokerage services, earning nearly perfect ratings from satisfied customers. As an independent mortgage broker, they work with multiple lenders to find the best rates and terms for each borrower's unique situation. Their local team receives consistent praise for their expertise in Kentucky mortgage programs, transparent communication, and ability to close loans quickly. Their specialized knowledge of the Northern Kentucky market and commitment to finding optimal financing solutions make them a premier choice for Independence homebuyers.