Top 3 Mortgage Lenders in London

Forcht Bank stands as one of London's most established and highly-rated local mortgage lenders with deep community roots. As a Kentucky-based community bank founded in 1985, they offer personalized mortgage services with local decision-making authority. Their London branch provides comprehensive mortgage solutions including specialized USDA loans ideal for rural areas like Laurel County. Customers consistently praise their responsive local loan officers, competitive rates, and streamlined application process. With over three decades serving southeastern Kentucky, Forcht Bank maintains an exceptional reputation for reliability and community commitment.

Commonwealth Credit Union brings exceptional mortgage lending services to London with their dedicated local branch. As a member-owned financial institution serving central Kentucky since 1956, they offer highly competitive rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and government-backed loans that are particularly beneficial for London-area residents. Members consistently report smooth closing processes, transparent communication, and lower fees compared to larger national lenders. With their strong community presence and member-focused approach, Commonwealth Credit Union provides outstanding mortgage solutions for Laurel County homebuyers.

First Trust Mortgage, located just 15 minutes from London in Corbin, consistently ranks among southeastern Kentucky's highest-rated mortgage lenders. Founded in 1999, this specialized mortgage company focuses exclusively on home loans, allowing for expert-level service and competitive pricing. They excel at navigating complex loan scenarios including construction loans and USDA rural development financing perfect for the London market. Customers consistently highlight their responsive communication, extensive loan options, and ability to close loans quickly. Despite being based in Corbin, they actively serve London and surrounding communities with a reputation for exceptional customer satisfaction and local market expertise.