Top 3 Mortgage Lenders in Martin

Community Trust Bank stands as one of eastern Kentucky's most trusted mortgage lenders with deep roots in the region. While headquartered in Pikeville (approximately 30 minutes from Martin), they have extensive experience serving Martin and surrounding Floyd County communities. They offer personalized service with local loan officers who understand the unique rural housing market of eastern Kentucky. Their strong reputation comes from competitive rates, flexible loan programs including USDA rural development loans perfect for Martin area, and their commitment to community banking principles with decisions made locally rather than at a distant corporate office.

Members Heritage Credit Union has established itself as a top mortgage lender serving communities across Kentucky, including the Martin area. While based in Lexington, they have robust digital mortgage services and serve members throughout the state. They excel at providing competitive rates typically better than large national banks, with exceptional member service and educational resources for first-time homebuyers. Their expertise with USDA loans makes them particularly well-suited for Martin's rural community, and they're known for streamlined processes with local underwriting decisions.

Traditional Bank brings over a century of Kentucky banking experience with a strong presence in eastern Kentucky communities including service to Martin area. They combine local community bank personal service with comprehensive mortgage products and competitive pricing. Their mortgage team includes experienced loan officers familiar with the Martin housing market who provide hands-on guidance through the entire process. They're particularly noted for their construction and renovation loan expertise, which is valuable in Martin's developing real estate market, and they maintain high customer satisfaction through transparent communication and reliable service.