Top 3 Mortgage Lenders in Oakland

Tower Mortgage is a highly-rated regional mortgage lender with deep roots in South Central Kentucky. Located just 15 miles from Oakland in Glasgow, they have served the Barren County area for over two decades with exceptional customer satisfaction. Specializing in rural and agricultural lending, they offer extensive expertise with USDA loans which are particularly relevant for Oakland's rural community. Their local underwriting team provides personalized service and competitive rates, with many customers praising their responsiveness and ability to close loans efficiently.

Republic Bank & Trust is a well-established Kentucky-based financial institution with a strong statewide presence and extensive mortgage lending experience. While headquartered in Louisville, they actively serve customers throughout Kentucky, including the Oakland area. They offer a comprehensive range of mortgage products with particular strength in construction loans and rural property financing. Their reputation for competitive rates and reliable service is backed by thousands of positive customer reviews and decades of community banking experience across Kentucky.

Traditional Bank is a century-old Kentucky banking institution with a strong presence in South Central Kentucky, serving the Oakland area from their nearby Bowling Green locations. They specialize in rural and agricultural lending with deep expertise in the specific needs of Kentucky homeowners. Their mortgage team receives consistently high marks for personalized service, local decision-making, and understanding of rural property financing. With extensive experience in USDA and FHA loans relevant to Oakland's market, they offer competitive rates and flexible terms while maintaining the personal touch of a community bank.