Top 3 Mortgage Lenders in Phyllis

Community Trust Bank stands out as one of Eastern Kentucky's most trusted mortgage lenders with deep roots in the region. While headquartered in Pikeville (approximately 30 minutes from Phyllis), they have extensive experience serving clients throughout Pike County and surrounding areas. Their mortgage team receives consistently excellent reviews for personalized service, local market expertise, and competitive rates. As a community-focused institution with over a century of service, they understand the unique needs of Eastern Kentucky homebuyers and offer a comprehensive range of loan products with local underwriting and decision-making.

Members Heritage Credit Union has built an outstanding reputation for mortgage lending throughout Eastern Kentucky, including service to Phyllis residents. Their mortgage specialists are praised for exceptional customer service, educational approach, and competitive rates for members. As a not-for-profit financial cooperative, they often provide more favorable terms than traditional banks. Their deep community involvement and understanding of local housing markets make them a top choice for Phyllis area homebuyers seeking personalized mortgage solutions with local decision-making and ongoing support.

Traditional Bank brings substantial mortgage expertise to Eastern Kentucky with a strong regional presence that includes service to Phyllis. While based in Mount Sterling, they have extensive experience serving clients throughout rural Kentucky communities. Their mortgage team receives high marks for professionalism, competitive rates, and streamlined processes. With over 130 years in banking, they offer stability and local decision-making that national lenders can't match. Customers particularly appreciate their responsive communication and ability to handle unique property situations common in Eastern Kentucky.