Top 3 Mortgage Lenders in Pilgrim

Peoples Bank & Trust Co. of Hazard is a highly respected community bank serving Eastern Kentucky for over a century, including the Pilgrim area. They offer personalized mortgage services with local decision-making and deep understanding of rural Kentucky property financing. Their mortgage team provides competitive rates on various loan programs including USDA loans ideal for rural properties. With strong local presence and commitment to the community, they consistently receive excellent customer reviews for their responsive service and expertise in Appalachian region real estate.

Community Trust Bank is a well-established regional bank serving Eastern Kentucky with multiple branches throughout the area. They have extensive experience with rural property financing and offer specialized USDA loan programs perfect for the Pilgrim community. Their mortgage team provides local underwriting and decision-making with competitive rates. Customers consistently praise their knowledgeable staff, smooth closing process, and understanding of unique rural property considerations. They have strong community involvement and deep roots in the Appalachian region.

Kentucky Telco Federal Credit Union serves members throughout Kentucky including the Pilgrim area, offering competitive mortgage rates and personalized service. While headquartered in Louisville, they actively serve rural communities across the state with specialized USDA and FHA loan programs. Members consistently rate them highly for their low fees, educational approach to home financing, and member-focused service. Their mortgage team provides comprehensive guidance through the entire homebuying process with particular expertise in helping first-time homebuyers navigate rural property purchases.