Top 3 Mortgage Lenders in Premium

Commonwealth Credit Union stands out as one of Central Kentucky's most trusted mortgage lenders with over 70 years of service history. While headquartered in Lexington, they actively serve borrowers throughout Central Kentucky including rural communities like Premium. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their personalized service, competitive rates, and expertise with rural property financing. Their extensive loan portfolio includes specialized programs perfect for Kentucky homebuyers, including USDA rural development loans that are ideal for properties in areas like Premium.

Republic Bank & Trust has built a sterling reputation across Kentucky with particular strength in serving rural and smaller communities. With multiple branches throughout Central Kentucky and a dedicated mortgage division, they actively serve clients in areas like Premium. Their 4.7-star rating reflects consistent customer satisfaction with their mortgage process, with reviewers frequently praising their responsive loan officers and smooth closing experiences. They offer comprehensive mortgage solutions including construction loans that are valuable for rural property development.

Guild Mortgage maintains a strong Lexington presence that serves surrounding rural counties including where Premium is located. As a national lender with deep local roots, they combine the resources of a large institution with personalized service. They specialize in various government-backed loans including USDA loans that are particularly relevant for Premium area homebuyers. Their 4.6-star rating reflects excellent customer feedback regarding their educational approach, transparent communication, and ability to handle complex rural property transactions effectively.