Top 3 Mortgage Lenders in Prestonsburg

Community Trust Bank is a cornerstone of Eastern Kentucky's financial landscape with deep roots in Prestonsburg. As a locally-headquartered community bank, they offer personalized mortgage services with decision-makers located right in the community. Their mortgage team specializes in rural housing loans and USDA programs that are particularly beneficial for Prestonsburg area residents. With over a century of service, they understand the unique needs of Floyd County homebuyers and offer competitive rates with local underwriting that can accommodate regional employment patterns and property types.

PrimeLending maintains a strong physical presence in Prestonsburg with local mortgage experts who serve the entire Eastern Kentucky region. They are particularly noted for their expertise in first-time homebuyer programs and government-backed loans. The Prestonsburg branch offers the advantage of national lending power combined with local service, providing competitive rates and a wide variety of loan products. Their team has extensive experience with the unique property challenges in mountain communities and offers digital mortgage processing alongside personalized local service.

While headquartered in Lexington, Neat Loans has built an outstanding reputation across Kentucky, including strong service in Prestonsburg and Eastern Kentucky. They specialize in rural and suburban mortgage lending with particular expertise in USDA and VA loans that are highly relevant to the Prestonsburg market. Their digital-first approach combined with dedicated local loan officers provides efficient service while maintaining personal attention. They are consistently rated among Kentucky's top mortgage lenders for customer satisfaction and offer competitive rates with streamlined processing that benefits buyers throughout the state.