Top 3 Mortgage Lenders in Putney

Kentucky Employees Credit Union is one of the most highly-rated mortgage lenders serving the Putney area, with exceptional customer satisfaction ratings and deep roots in southeastern Kentucky. As a member-owned credit union, they offer competitive rates and personalized service that larger national lenders often can't match. Their mortgage specialists have extensive experience with rural property financing, USDA loans, and first-time homebuyer programs specifically tailored to Kentucky residents. With multiple branches throughout the region and a reputation for local decision-making, they provide the community-focused approach that Putney area homebuyers appreciate.

Community Trust Bank has been serving southeastern Kentucky communities for over a century, making them one of the most established and trusted mortgage lenders in the Putney area. Their local mortgage officers have deep knowledge of the regional real estate market and specialize in rural property financing. The bank consistently receives high marks for their responsive service, competitive rates, and expertise with government-backed loans including USDA rural development loans that are particularly relevant for Putney homebuyers. Their long-standing community presence ensures they understand the unique needs of local residents.

Neat Loans is a highly-rated mortgage broker based in Lexington that serves the entire state of Kentucky, including the Putney area. They have earned exceptional customer reviews for their streamlined digital process, competitive rates, and outstanding communication throughout the loan process. As a mortgage broker, they have access to multiple lenders and can often secure better terms than individual banks. Their expertise with Kentucky-specific programs and understanding of rural property financing makes them an excellent choice for Putney homebuyers seeking a modern, efficient mortgage experience with local market knowledge.