Top 3 Mortgage Lenders in Rowdy

LKFCU is one of Eastern Kentucky's most trusted mortgage lenders with deep roots in Perry County and surrounding communities. While headquartered in London, they maintain a strong presence in Hazard, just 15 miles from Rowdy, and actively serve all of Perry County. They are particularly known for their personalized service, competitive rural housing loans, and understanding of Eastern Kentucky's unique property needs. Their mortgage team has extensive experience with USDA rural development loans which are ideal for Rowdy area properties, and they offer flexible underwriting for self-employed borrowers common in the region.

Community Trust Bank has been serving Eastern Kentucky communities for over a century with multiple branches throughout Perry County. Their Hazard location provides convenient mortgage services for Rowdy residents, and they specialize in mountain property financing with local underwriters who understand the terrain and property challenges unique to the area. They are particularly strong in construction lending and offer competitive rates for both primary residences and vacation properties in rural settings. Their long-standing community presence ensures deep local knowledge and reliable service.

First Community Mortgage, operating through First Community Bank, has built an excellent reputation throughout Eastern Kentucky for mortgage lending, particularly in rural communities like Rowdy. Their Pikeville location serves multiple counties including Perry County, and they are recognized for their expertise in USDA rural housing loans and FHA financing. They offer local decision-making and underwriting, which speeds up the approval process for Rowdy area borrowers. Their mortgage specialists are known for walking clients through every step of the process and providing clear communication throughout the loan journey.