Top 3 Mortgage Lenders in Somerset

Forcht Bank is a highly-rated community bank with deep roots in Southern Kentucky, including multiple branches in Somerset. Their mortgage team receives exceptional reviews for personalized service, local decision-making, and competitive rates. As a community-focused institution, they understand the specific needs of Somerset homebuyers and offer a comprehensive range of loan products with the convenience of local processing and underwriting.

Community Trust Bank has been serving Kentucky communities for over a century with a strong presence in Somerset. Their mortgage division is particularly praised for competitive rates, transparent processes, and knowledgeable local loan officers. The bank's longstanding commitment to the region means they have deep understanding of local real estate markets and offer both traditional and specialized mortgage products with exceptional customer service.

Park Community Credit Union maintains a strong Somerset branch and serves the entire Lake Cumberland region with highly competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they consistently offer lower fees and more favorable terms than many traditional banks. Their mortgage team receives outstanding reviews for personalized guidance through the entire homebuying process and their commitment to member satisfaction.