Top 3 Mortgage Lenders in Stopover

Peoples Bank & Trust Co. of Hazard is a highly respected community bank serving Eastern Kentucky for over 35 years, including the Stopover area. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their personalized service and local decision-making. As a community-focused institution, they specialize in understanding the unique needs of rural Kentucky homeowners and offer competitive rates with flexible underwriting. Their mortgage team has extensive experience with various loan programs including USDA rural development loans that are particularly relevant for Stopover residents.

Community Trust Bank has been serving Eastern Kentucky communities for over 120 years and maintains a strong presence throughout the region, including Stopover. With consistently high 4.7-star ratings, they're praised for their knowledgeable mortgage specialists who understand Appalachian housing markets. They offer a comprehensive range of mortgage products with particular expertise in rural property financing. Their local loan officers provide personalized service and quick response times, with many customers noting the smooth closing process and competitive interest rates.

Traditional Bank has built an outstanding reputation across Kentucky with multiple branches serving Eastern Kentucky communities. They receive consistent 4.6-star ratings for their mortgage services, with particular strength in first-time homebuyer programs and rural property loans. Their experienced loan officers are noted for their patience in explaining the mortgage process and their ability to navigate complex property situations common in rural areas. With deep roots in Kentucky banking since 1889, they offer stability and local expertise while providing competitive rates and flexible terms tailored to individual borrower needs.