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Viper, KY

Top 3 Mortgage Lenders in Viper

Compare verified mortgage lenders serving Viper, Kentucky. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
410+
Reviews
9
Loan Types

Available Loan Programs in Viper

Conventional
FHA
VA
USDA
Construction
Refinance
Jumbo
Home Equity
Renovation

Featured Mortgage Lenders

1

Mortgage Department

Peoples Bank & Trust Co. of Hazard

★★★★☆
4.8/5

As the premier local community bank serving Perry County and the surrounding Viper area for over 35 years, Peoples Bank & Trust Co. of Hazard has built an exceptional reputation for personalized mortgage lending. They offer competitive rates with deep local market knowledge of Eastern Kentucky's unique property landscape. Their mortgage team provides one-on-one service throughout the entire home buying process, with particular expertise in rural development loans and construction lending that perfectly serves the Viper community. Their long-standing presence and commitment to local homeownership make them a top choice.

Experience:25 years
Reviews:89 customer reviews
601 Main Street, Hazard, KY 41701

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
2

Mortgage Lending Division

Community Trust Bank

★★★★☆
4.7/5

Community Trust Bank has been serving Eastern Kentucky communities including Viper for over a century, with their mortgage division consistently earning high marks for customer satisfaction. They offer a comprehensive range of mortgage products with special expertise in rural housing loans that are particularly relevant to the Viper area. Their local loan officers understand the specific challenges and opportunities of mountain property financing. With multiple branches throughout the region and a commitment to community development, they provide both competitive rates and exceptional personal service that has made them a trusted mortgage partner for generations.

Experience:22 years
Reviews:127 customer reviews
346 Roy Campbell Drive, Hazard, KY 41701

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceHome Equity
3

Lexington Branch

Guild Mortgage

★★★★☆
4.6/5

Guild Mortgage brings national lending power with strong local presence throughout Kentucky, including service to the Viper area. With over 60 years in the mortgage business, they've developed specialized programs for rural homebuyers and first-time homeowners that are ideal for the Viper market. Their Lexington-based loan officers regularly serve Eastern Kentucky clients and understand the unique appraisal and financing considerations of mountain properties. Guild is particularly noted for their exceptional customer service, flexible underwriting, and wide range of loan products that can accommodate various financial situations and property types found in the Viper region.

Experience:18 years
Reviews:194 customer reviews
2355 Harrodsburg Road, Lexington, KY 40504

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance

Why Choose a Mortgage Lender in Viper?

Local Market Knowledge

Lenders who understand Viper's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Kentucky.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Viper and get competitive rates on your home loan.