Top 3 Mortgage Lenders in Waynesburg

Community Trust Bank has been serving Kentucky communities for over a century and maintains a strong presence throughout central Kentucky, including Wayne County. As a regional community bank with deep local roots, they offer personalized mortgage services with local underwriting and decision-making. Their mortgage team receives exceptional ratings for responsive communication, competitive rates, and expertise with rural housing loans including USDA options that are particularly relevant for Waynesburg area homebuyers. Their long-standing commitment to Kentucky communities and comprehensive loan programs make them a top choice.

Forfait & London is a highly-rated Lexington-based mortgage broker that serves clients throughout central Kentucky, including Wayne County. They consistently earn nearly perfect ratings for their exceptional customer service, transparent process, and ability to secure competitive rates through their extensive lender network. As mortgage brokers rather than direct lenders, they can shop multiple lending sources to find the best fit for each borrower's situation. Their team has particular expertise with first-time homebuyer programs and military/veteran loans, with many reviews praising their educational approach and guidance through complex mortgage processes.

Churchill Mortgage has built a strong reputation throughout Kentucky with multiple local offices and dedicated loan officers serving rural communities like Waynesburg. They receive consistently high marks for their straightforward approach, educational resources for borrowers, and expertise with government-backed loans including VA and USDA programs that are popular in rural Kentucky. With three decades of experience and a commitment to responsible lending practices, they provide reliable mortgage services with local processing while maintaining the resources of a established national lender. Their Kentucky-based team understands the unique aspects of rural property financing in the state.