Top 3 Mortgage Lenders in West Somerset

As a longstanding community bank headquartered just minutes from West Somerset, Commonwealth National Bank has deep roots in Pulaski County and serves as a trusted local mortgage lender. They offer personalized service with local underwriting and decision-making, which allows for more flexible lending approaches. Their mortgage specialists live and work in the community, understanding the unique needs of Somerset area homebuyers. With competitive rates and a wide variety of loan products including specialized rural development loans perfect for the West Somerset area, they provide comprehensive mortgage solutions with the personal touch of a community bank.

Forcht Bank is a Kentucky-based community bank with strong presence throughout the state, including multiple locations serving the Somerset region. They have built a reputation for providing competitive mortgage rates and exceptional customer service to communities across Kentucky. Their mortgage team specializes in both purchase and refinance loans with local processing and underwriting. With deep understanding of Kentucky's housing market and particular expertise in rural and suburban properties, they offer tailored solutions for West Somerset homebuyers. Their construction-to-permanent loan programs are particularly valuable for those building homes in the area.

Guild Mortgage is a nationally recognized mortgage lender with strong Kentucky operations and licensed to serve the West Somerset area. They combine the resources of a large lender with localized service through their Kentucky-based loan officers. Particularly strong in government-backed loans including VA and USDA rural development loans that are ideal for the West Somerset market. Their extensive product portfolio and competitive pricing, combined with their commitment to closing loans on time, make them a top choice. They have consistently high customer satisfaction ratings and specialize in guiding borrowers through the entire mortgage process with transparent communication.