Top 3 Mortgage Lenders in White Plains

Republic Bank & Trust has been serving Kentucky communities for over three decades with a strong reputation for personalized mortgage services. They maintain excellent customer satisfaction ratings with local loan officers who understand the Western Kentucky market. Their mortgage team offers competitive rates and specializes in first-time homebuyer programs, USDA rural development loans perfect for the White Plains area, and streamlined refinancing options. With multiple branches throughout the region, they provide local decision-making and dedicated support throughout the entire loan process.

Independence Bank has built a strong regional presence in Western Kentucky with a focus on community banking and personalized mortgage solutions. They consistently receive high marks for customer service and offer competitive mortgage products tailored to rural communities like White Plains. Their experienced loan officers provide guidance on USDA loans, which are particularly relevant for the area, and they're known for their responsive communication and local underwriting. The bank maintains strong relationships with real estate professionals throughout the region.

Heritage Federal Credit Union serves multiple counties in Western Kentucky, including Hopkins County where White Plains is located. They offer member-focused mortgage lending with competitive rates and lower fees typical of credit unions. Their mortgage specialists provide personalized service and educational resources for homebuyers, with particular expertise in USDA rural housing loans that benefit White Plains residents. The credit union has deep community roots and consistently receives positive feedback for their transparent processes and commitment to member satisfaction.