The Best Mortgage Lenders in Brittany, LA
Compare verified mortgage lenders serving Brittany, Louisiana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Brittany
Featured Mortgage Lenders
Chris Daigle
Supreme Lending
Supreme Lending is a highly-rated national mortgage company with a strong local presence in Acadiana. Chris Daigle's Lafayette branch serves the Brittany area with exceptional customer service and competitive rates. With over 125 excellent reviews, they specialize in first-time homebuyer programs, VA loans for military families, and conventional mortgages. Their team provides personalized service and has extensive experience with Louisiana's unique real estate market, making them a top choice for Brittany residents seeking reliable mortgage financing.
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Mortgage Solutions of Louisiana
Mortgage Solutions of Louisiana
As a locally-owned and operated mortgage broker serving the Acadiana region, Mortgage Solutions of Louisiana has built an outstanding reputation for serving communities like Brittany. They offer competitive rates and personalized service with a focus on finding the right loan program for each client's unique situation. Their team has extensive knowledge of Louisiana's housing market and specializes in both purchase and refinance transactions. With nearly 90 positive reviews, they're known for their responsive communication and ability to close loans efficiently.
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Neighbors Federal Credit Union
Neighbors Federal Credit Union
While headquartered in Baton Rouge, Neighbors Federal Credit Union serves members throughout Louisiana, including the Brittany area. As one of Louisiana's largest credit unions with over 70 years of service, they offer competitive mortgage rates and exceptional member service. Their mortgage team provides personalized guidance through the entire homebuying process and offers a wide range of loan products. With hundreds of positive reviews, they're particularly strong with first-time homebuyer programs and offer the advantage of credit union membership benefits and potentially lower fees than traditional banks.
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Frequently Asked Questions
Common questions about mortgage lending in Brittany, LA
What are the current average mortgage rates for homebuyers in Brittany, LA?
Mortgage rates in Brittany typically align with national averages but can be slightly lower due to Louisiana's overall lower cost of living. As of recent data, 30-year fixed rates in the area generally range from 6.5% to 7%, though this varies by lender and borrower qualifications. Local credit unions like Pelican State Credit Union often offer competitive rates specifically for Louisiana residents.
Are there any first-time homebuyer programs specifically available in Brittany, LA?
Yes, Brittany homebuyers can access the Louisiana Mortgage Credit Certificate program, which provides a federal tax credit for a portion of mortgage interest paid annually. Additionally, the Louisiana Housing Corporation offers down payment assistance programs that can provide up to $8,000 in assistance for qualified first-time buyers in Ascension Parish, where Brittany is located.
How does Brittany's location in Ascension Parish affect property taxes and insurance costs?
Ascension Parish has relatively moderate property tax rates compared to other Louisiana parishes, typically around 0.50% of assessed value. However, flood insurance is a significant consideration since Brittany is in a moderate-risk flood zone, adding $500-$1,000 annually to housing costs. Many lenders require flood insurance for mortgages in this area.
What types of properties are most common in Brittany's mortgage market?
Brittany primarily features single-family homes built from the 1990s to early 2000s, with many properties in the $200,000-$350,000 range. The area has a mix of conventional suburban homes and some newer construction, with most mortgages being conventional loans. FHA and VA loans are also popular due to the military presence from nearby bases.
Are there local lenders in Brittany that specialize in rural housing loans?
While Brittany itself is suburban, several local lenders in Ascension Parish specialize in USDA rural housing loans for nearby qualifying areas. Premier Mortgage Lending and Regions Bank have experience with USDA loans that can benefit buyers looking at properties in the surrounding rural portions of the parish, offering 100% financing options for eligible borrowers.
Why Choose a Mortgage Lender in Brittany?
Local Market Knowledge
Lenders who understand Brittany's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Louisiana.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Brittany and get competitive rates on your home loan.