Top 3 Mortgage Lenders in Cotton Valley

Allegiance Mortgage is one of the highest-rated mortgage lenders in Northwest Louisiana, serving Cotton Valley and surrounding areas with exceptional customer service. With nearly 25 years of experience, they specialize in all major loan types including government-backed programs crucial for rural areas. Their team of local loan officers understands the unique needs of Webster Parish residents and provides personalized guidance through the entire mortgage process. They consistently receive outstanding reviews for their responsiveness, competitive rates, and ability to close loans efficiently.

As Louisiana's largest state-chartered credit union, Pelican State CU has extensive experience serving rural communities like Cotton Valley. While headquartered in Baton Rouge, they have multiple branches throughout North Louisiana and offer specialized mortgage programs for rural homebuyers. Their member-focused approach provides competitive rates and lower fees than many traditional banks. They excel in USDA loans which are particularly beneficial for Cotton Valley residents, and their long-standing reputation for excellent customer service makes them a trusted choice for mortgage lending.

Guild Mortgage's Shreveport branch serves the Cotton Valley area with national resources and local expertise. As a top-10 retail mortgage lender nationwide, they bring extensive experience and diverse loan programs to Northwest Louisiana. They specialize in rural housing loans and have particular expertise with USDA loans that benefit Cotton Valley homebuyers. Their local loan officers provide personalized service while leveraging the company's strong financial backing and competitive rate options. Guild consistently receives high marks for their streamlined processes and commitment to helping borrowers achieve homeownership.