Top 3 Mortgage Lenders in Folsom

As one of Louisiana's largest credit unions with extensive presence throughout the Florida Parishes, Pelican State Credit Union consistently ranks among the top mortgage lenders serving St. Tammany Parish and Folsom area. They offer highly competitive rates with personalized service through their local branches in Covington and Hammond. Their mortgage team specializes in first-time homebuyer programs and offers flexible underwriting with local decision-making. Members consistently praise their responsive service, transparent process, and competitive closing costs.

This highly-rated local mortgage broker based in Mandeville has been serving the Northshore region including Folsom for over two decades. They excel at finding the best loan products from multiple investors and lenders, offering borrowers more options and competitive pricing. Specializing in complex scenarios and self-employed borrowers, they provide white-glove service with direct access to experienced loan officers. Their deep knowledge of St. Tammany Parish real estate market and strong relationships with local realtors make them a top choice for Folsom homebuyers.

With a strong regional presence throughout Southeast Louisiana, Gulf Coast Bank & Trust has become a trusted mortgage lender for Folsom residents seeking local underwriting and decision-making. Their Hammond location serves as a hub for St. Tammany Parish mortgages, offering competitive construction lending and specialized programs for rural properties common in the Folsom area. Customers consistently highlight their efficient processing, knowledgeable local staff, and ability to close loans quickly. Their community banking approach ensures personalized service throughout the mortgage process.