The Best Mortgage Lenders in Haughton, LA
Compare verified mortgage lenders serving Haughton, Louisiana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Haughton
Featured Mortgage Lenders
PrimeLending
PrimeLending
PrimeLending stands out as one of the highest-rated mortgage lenders serving the Haughton area with exceptional customer satisfaction ratings. As a full-service mortgage banker with deep roots in Northwest Louisiana, they offer competitive rates and personalized service through their local Shreveport branch. Their team specializes in all loan types including VA loans, which is particularly valuable for Haughton residents near Barksdale Air Force Base. With over three decades of experience and numerous industry awards, PrimeLending provides streamlined digital processes combined with local underwriting expertise, making them a top choice for homebuyers throughout Bossier Parish.
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Red River Bank
Red River Bank Mortgage Division
Red River Bank has built an outstanding reputation as a community-focused mortgage lender with strong presence throughout Northwest Louisiana, including dedicated service to Haughton residents. As a locally headquartered bank with their mortgage division in nearby Shreveport, they offer the advantage of local decision-making and personalized service. Their mortgage team excels at construction loans and first-time homebuyer programs, with particular strength in conventional and government-backed loans. Customers consistently praise their responsive communication, competitive rates, and the convenience of working with a true community bank that understands the local Haughton and Bossier Parish real estate market.
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Guild Mortgage
Guild Mortgage Company - Shreveport Branch
Guild Mortgage brings six decades of national expertise with strong local presence through their Shreveport branch that actively serves Haughton homebuyers. They are particularly renowned for their innovative loan programs and exceptional customer service, earning numerous industry awards including "Top Lender" recognition. Their local team specializes in all major loan types with particular expertise in VA loans and first-time homebuyer programs. Guild's "MyGuild" digital platform provides seamless online application and tracking, while their local loan officers offer personalized guidance through the entire mortgage process. Their longevity in the industry and commitment to community lending make them a trusted choice for Haughton area residents.
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Frequently Asked Questions
Common questions about mortgage lending in Haughton, LA
What are the current mortgage rates like in Haughton, LA?
Mortgage rates in Haughton typically align with national averages but can be influenced by local economic factors. As of recent trends, rates for 30-year fixed mortgages in the area generally range from the mid-6% to low-7% range, though this varies by lender and borrower qualifications. It's advisable to compare rates from local credit unions like Red River Bank or regional lenders who understand the Haughton market.
Are there any first-time homebuyer programs specific to Haughton?
While Haughton itself doesn't offer city-specific programs, homebuyers can access Louisiana's statewide programs like the Market Rate GNMA Program or the Delta 100 Program, which offer competitive rates and down payment assistance. These programs are particularly valuable in Haughton's growing market where median home prices have been steadily increasing, making affordability a key concern for first-time buyers.
How does Bossier Parish's property tax structure affect my mortgage payments in Haughton?
Bossier Parish has relatively moderate property tax rates compared to national averages, which helps keep overall housing costs manageable. Your mortgage lender will typically include these taxes in your monthly escrow payment, with current rates around 0.35% to 0.45% of assessed value. This tax advantage makes Haughton an attractive option for buyers looking to maximize their purchasing power in northwest Louisiana.
What special considerations should I know about when getting a mortgage for Haughton's newer subdivisions versus older homes?
Haughton's rapid growth means many new construction homes in subdivisions like Willow Lake require careful consideration of builder incentives and construction-to-permanent loans. For older homes, particularly those in established neighborhoods, lenders may require additional inspections for foundation or plumbing issues common in Louisiana's soil conditions. Working with a local lender familiar with both types of properties is crucial.
How does Haughton's proximity to Barksdale Air Force Base affect mortgage options?
Haughton's location near Barksdale AFB makes VA loans particularly relevant, with many local lenders experienced in processing these loans efficiently. The steady military presence also contributes to stable housing demand, which lenders view favorably. Additionally, some local lenders offer special programs or rate discounts for military personnel and veterans purchasing homes in the Haughton area.
Nearby Cities
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Why Choose a Mortgage Lender in Haughton?
Local Market Knowledge
Lenders who understand Haughton's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Louisiana.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Haughton and get competitive rates on your home loan.