Top 3 Mortgage Lenders in Houma

Pelican State Credit Union stands as one of Houma's most trusted local mortgage lenders with deep community roots and exceptional member service. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized mortgage solutions. Their mortgage team provides comprehensive guidance through the entire home buying process, with particular expertise in first-time homebuyer programs and government-backed loans. Members consistently praise their responsive service, local decision-making, and commitment to finding the right mortgage product for each borrower's unique situation.

The Mortgage Firm's Houma branch has built an outstanding reputation for providing exceptional mortgage services throughout Terrebonne Parish and surrounding areas. As a dedicated mortgage brokerage, they offer access to multiple lenders and loan products, ensuring competitive rates and flexible terms. Their local team of experienced loan officers specializes in navigating the unique aspects of South Louisiana real estate, including flood zone considerations and coastal property financing. Customers consistently highlight their transparent communication, efficient processing, and ability to close loans quickly.

Gulf Coast Bank & Trust Company brings extensive regional expertise to mortgage lending in the Houma market, with decades of experience serving Southeast Louisiana communities. Their mortgage division offers the stability of a local community bank combined with sophisticated lending capabilities. They're particularly strong in construction lending and portfolio loans for unique properties that might not fit conventional guidelines. The bank's local decision-making authority allows for flexible underwriting and personalized service, while their long-standing presence in the region ensures deep understanding of local market conditions and property values.