The Best Mortgage Lenders in Leonville, LA
Compare verified mortgage lenders serving Leonville, Louisiana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Leonville
Featured Mortgage Lenders
Chris Daigle
Supreme Lending
Supreme Lending is a highly-rated mortgage company with a strong presence in Acadiana, serving Leonville and surrounding areas. Chris Daigle and his team have built an exceptional reputation for personalized service and competitive rates. They specialize in first-time homebuyer programs, VA loans, and conventional financing with a focus on the unique Louisiana real estate market. Their 4.9-star rating across multiple platforms reflects consistent customer satisfaction and efficient loan processing.
Loan Types:
Mortgage Solutions of Louisiana
Mortgage Solutions of Louisiana
As a local mortgage brokerage serving the entire Acadiana region including Leonville, Mortgage Solutions of Louisiana offers personalized service and access to multiple lending partners. They are particularly known for their expertise in USDA rural development loans, which are highly relevant for Leonville residents. The company has built a strong reputation for transparent communication, competitive rates, and guiding clients through complex loan scenarios with professionalism and local market knowledge.
Loan Types:
Home Bank
Home Bank, N.A.
Home Bank is a well-established Louisiana-based community bank with deep roots in the Acadiana region, including service to Leonville residents. With over a century of operation, they offer the stability of a traditional bank combined with local decision-making and personalized service. Their mortgage department is known for competitive rates, construction lending expertise, and understanding the unique aspects of Louisiana property financing. The bank's physical presence throughout the region provides convenient local service.
Loan Types:
Frequently Asked Questions
Common questions about mortgage lending in Leonville, LA
What are the current mortgage rates like in Leonville, LA?
Mortgage rates in Leonville typically align with national averages but can be influenced by local economic factors. Currently, rates for 30-year fixed mortgages range from 6.5% to 7.2% depending on credit score and loan type. It's advisable to compare offers from both local Louisiana lenders and national institutions to secure the best rate.
Are there any first-time homebuyer programs specific to Leonville?
Yes, Leonville homebuyers can access Louisiana's Hardest Hit Fund program and the Market Rate GNMA program, which offer down payment assistance and competitive rates. Additionally, St. Landry Parish may have local grants or programs, so consulting with a mortgage advisor familiar with the area is recommended to explore all options.
How does Leonville's rural location affect mortgage lending options?
Leonville's rural designation makes buyers eligible for USDA loans, which offer 100% financing with no down payment required. This is particularly beneficial given the area's lower median home prices compared to urban centers. However, not all properties may qualify, so verifying eligibility with a USDA-approved lender is crucial.
What should I know about flood insurance requirements for Leonville mortgages?
Due to Leonville's proximity to the Bayou Teche and frequent flooding risks, most lenders will require flood insurance in addition to standard homeowners insurance. Properties in designated flood zones will have mandatory requirements, but even outside these zones, lenders may still require coverage given local flood history.
Are there any local property tax considerations that affect mortgage payments in Leonville?
St. Landry Parish property taxes are relatively low compared to national averages, currently around 0.45% of assessed value. However, Louisiana's Homestead Exemption can exempt the first $75,000 of home value from property taxes for primary residences, significantly reducing monthly escrow payments included in your mortgage.
Nearby Cities
Explore mortgage lenders in cities near Leonville, LA
Why Choose a Mortgage Lender in Leonville?
Local Market Knowledge
Lenders who understand Leonville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Louisiana.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Leonville and get competitive rates on your home loan.