Top 3 Mortgage Lenders in Bernard

As one of Maine's most established community banks with deep roots in coastal Maine, Bar Harbor Bank & Trust is exceptionally positioned to serve Bernard residents. They maintain a strong physical presence in nearby Bar Harbor (approximately 30 minutes from Bernard) and have extensive experience with Maine's unique coastal property financing needs. Their local loan officers understand the specific challenges and opportunities of financing properties in Hancock County, including seasonal homes, waterfront properties, and rural residences. The bank consistently receives high marks for personalized service, local decision-making, and competitive rates tailored to the Downeast Maine market.

Maine Home Mortgage has built an outstanding reputation across the entire state of Maine, including serving the Bernard area through their remote lending capabilities. As a dedicated mortgage company rather than a full-service bank, they specialize exclusively in home financing, allowing for exceptional expertise and efficiency. They are particularly strong with USDA rural development loans, which are highly relevant for Bernard's rural classification, and have extensive experience with Maine's coastal and island properties. Their high rating reflects consistent customer satisfaction with communication, rate competitiveness, and handling complex rural property transactions common in Hancock County.

Guild Mortgage brings national strength with local expertise through their Bangor office, which actively serves the entire Downeast region including Bernard. With six decades of experience and a strong focus on purchase mortgages, they offer particularly competitive programs for first-time homebuyers and rural properties. Their local loan officers have extensive knowledge of Hancock County's real estate market and maintain strong relationships with local real estate professionals. Guild receives consistent praise for their efficient processing, wide range of loan products, and ability to navigate the unique aspects of Maine's coastal property financing, making them a reliable choice for Bernard residents.