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Home/Maine/Damariscotta
Damariscotta, ME

Top 3 Mortgage Lenders in Damariscotta

Compare verified mortgage lenders serving Damariscotta, Maine. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
470+
Reviews
10
Loan Types

Available Loan Programs in Damariscotta

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Renovation
HELOC

Featured Mortgage Lenders

1

Camden National Bank Mortgage Team

Camden National Bank

★★★★☆
4.8/5

As one of Maine's most established community banks with deep roots in the Midcoast region, Camden National Bank has been serving Damariscotta and surrounding communities for over a century. Their mortgage team receives exceptional ratings for personalized service, local underwriting decisions, and competitive rates. With multiple branches throughout Lincoln County, they offer the convenience of local banking combined with comprehensive mortgage expertise. Their loan officers have extensive knowledge of Maine's unique coastal property market and provide tailored solutions for first-time homebuyers, vacation properties, and primary residences throughout the Damariscotta area.

Experience:25 years
Reviews:150 customer reviews
2 Elm Street, Camden, ME 04843

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Pine Tree Mortgage

Pine Tree Mortgage

★★★★☆
4.9/5

Pine Tree Mortgage is a highly-rated Maine-based mortgage company specializing in serving coastal communities including Damariscotta. They consistently receive outstanding reviews for their responsive service, competitive rates, and expertise with Maine's unique property types. As a local mortgage broker, they work with multiple lenders to find the best terms for each borrower's situation. Their team has particular expertise with waterfront properties, rural homes, and the specific requirements of Midcoast Maine real estate. Customers praise their efficient processing, clear communication, and ability to navigate complex transactions common in the Damariscotta market.

Experience:20 years
Reviews:120 customer reviews
215 New Meadows Road, West Bath, ME 04530

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRenovationRefinance
3

CrossCountry Mortgage - Portland Office

CrossCountry Mortgage LLC

★★★★☆
4.7/5

CrossCountry Mortgage maintains a strong presence throughout Maine with a dedicated team serving the Damariscotta area. They combine national lending power with local expertise, offering a comprehensive range of mortgage products and highly competitive rates. Their Maine-based loan officers have extensive experience with the Damariscotta real estate market and understand the nuances of coastal property financing. Customers consistently rate them highly for their professionalism, transparent communication, and ability to close loans efficiently. They're particularly noted for their strong customer service and flexible solutions for various financial situations, making them a top choice for Damariscotta homebuyers.

Experience:15 years
Reviews:200 customer reviews
100 Commercial Street, Portland, ME 04101

Loan Types:

ConventionalFHAVAUSDAJumboConstructionHELOCRefinance

Why Choose a Mortgage Lender in Damariscotta?

Local Market Knowledge

Lenders who understand Damariscotta's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Maine.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Damariscotta and get competitive rates on your home loan.