Top 3 Mortgage Lenders in Houlton

Bangor Savings Bank stands out as one of Maine's most trusted mortgage lenders with a strong physical presence in Houlton and throughout Aroostook County. With over 170 years of community banking experience, they offer personalized mortgage services with local decision-making authority. Their Houlton branch provides face-to-face service with mortgage specialists who understand the unique rural property market of Northern Maine. Customers consistently praise their competitive rates, transparent process, and exceptional customer service, particularly noting their expertise with rural development loans and first-time homebuyer programs.

Pine Tree Mortgage is a highly-rated local mortgage broker serving Houlton and all of Aroostook County with two decades of specialized experience in Maine's unique housing market. As a local brokerage, they work with multiple lenders to secure the best rates and terms for their clients. They're particularly noted for their expertise with USDA rural development loans, which are crucial in Northern Maine's rural communities. Customers consistently highlight their responsive communication, thorough explanations, and ability to close loans efficiently even in complex situations. Their deep understanding of local property values and market conditions makes them a top choice for Houlton area homebuyers.

KeyBank maintains a strong physical presence in Houlton with a full-service branch that includes dedicated mortgage professionals. As a national bank with deep roots in Maine communities, they offer comprehensive mortgage solutions with the stability of a large financial institution combined with local service. They're particularly strong with first-time homebuyer programs and offer competitive construction-to-permanent loans, which are valuable in Houlton's growing market. Customers appreciate their professional approach, reliable processing timelines, and the convenience of having both banking and mortgage services in one local location. Their extensive experience with Maine's varied property types makes them a reliable choice for Houlton residents.