Top 3 Mortgage Lenders in Phillips

Norway Savings Bank stands out as one of the most highly-rated community banks serving the Phillips area with exceptional mortgage services. With deep roots in Western Maine since 1866, they offer personalized service and local decision-making that national lenders can't match. Their mortgage team, including experienced loan officers like Scott Milligan, provides competitive rates on all loan types with particular expertise in rural properties common in the Phillips region. Customers consistently praise their responsive communication, smooth closing processes, and genuine commitment to helping Maine residents achieve homeownership.

Town & Country FCU has built an outstanding reputation across Maine, including strong service in rural areas like Phillips. As a member-owned credit union, they consistently offer highly competitive mortgage rates and lower fees than traditional banks. Their mortgage specialists excel at guiding borrowers through USDA loans and other rural housing programs that are particularly relevant for Oxford County. With numerous branches throughout Maine and robust digital services, they provide convenient access while maintaining the personal touch that earns them exceptional customer reviews and repeat business.

CrossCountry Mortgage's Portland office serves the Phillips area with national lending power combined with local expertise. They consistently rank among Maine's top mortgage originators due to their extensive loan product selection and competitive pricing. Specializing in both traditional and unique financing scenarios, they're particularly strong with vacation properties and rural homes common in the Phillips region. Their streamlined digital process combined with dedicated local loan officers ensures a smooth experience from application to closing, earning them high marks for customer satisfaction and reliability.