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Home/Maine/Smithfield
Smithfield, ME

Top 3 Mortgage Lenders in Smithfield

Compare verified mortgage lenders serving Smithfield, Maine. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
405+
Reviews
12
Loan Types

Available Loan Programs in Smithfield

Fixed-rate mortgages
Adjustable-rate mortgages
FHA loans
VA loans
USDA loans
Jumbo loans
Construction loans
Conventional loans
First-time homebuyer programs
Refinancing
Home equity loans
Construction-to-permanent loans

Featured Mortgage Lenders

1

Kennebec Savings Bank

Kennebec Savings Bank

★★★★☆
4.8/5

As one of Maine's oldest and most trusted community banks, Kennebec Savings Bank has served central Maine communities including Smithfield for over 150 years. They are particularly praised for their personalized service, local decision-making, and deep understanding of rural Maine property financing. Their mortgage specialists work closely with borrowers throughout the entire process, offering competitive rates and flexible terms. The bank maintains exceptional customer satisfaction ratings and is known for its commitment to the local communities it serves.

Experience:150 years
Reviews:85 customer reviews
226 Main Street, Waterville, ME 04901

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesFHA loansVA loansUSDA loansJumbo loansConstruction loans
2

Pine Tree State Mortgage

Pine Tree State Mortgage

★★★★☆
4.9/5

Pine Tree State Mortgage is a highly-rated mortgage broker serving communities throughout Maine, including Smithfield. With two decades of experience, they specialize in connecting borrowers with the best loan options from multiple lenders. Their team is particularly skilled at navigating rural property financing and first-time homebuyer programs. Customers consistently praise their responsiveness, transparency throughout the process, and ability to secure competitive rates. Their extensive knowledge of Maine's unique housing market makes them an excellent choice for Smithfield residents.

Experience:20 years
Reviews:120 customer reviews
261 Center Street, Auburn, ME 04210

Loan Types:

Conventional loansFHA loansVA loansUSDA loansFirst-time homebuyer programsRefinancing
3

Bangor Savings Bank

Bangor Savings Bank

★★★★☆
4.7/5

As Maine's largest independently owned bank, Bangor Savings Bank has a strong presence throughout the state and actively serves Smithfield residents. With over 170 years of operation, they offer extensive mortgage expertise and a wide range of loan products tailored to Maine's diverse housing needs. Their mortgage officers are known for providing exceptional guidance through the entire home financing process, with particular strength in rural and recreational property lending. The bank consistently receives high marks for customer service and offers both in-person and digital mortgage experiences.

Experience:170 years
Reviews:200 customer reviews
3 State Street, Bangor, ME 04401

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesFHA loansVA loansUSDA loansHome equity loansConstruction-to-permanent loans

Why Choose a Mortgage Lender in Smithfield?

Local Market Knowledge

Lenders who understand Smithfield's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Maine.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Smithfield and get competitive rates on your home loan.