Top 3 Mortgage Lenders in Surry

First National Bank stands as one of Maine's most trusted local banking institutions with deep roots in Hancock County and surrounding areas. While headquartered in Damariscotta, they maintain a strong presence in Ellsworth, which serves as a banking hub for Surry residents. Their mortgage team receives exceptional ratings for personalized service, local underwriting decisions, and competitive rates. As a community bank with over 150 years of service, they understand the unique aspects of Maine's coastal and rural property markets, offering specialized construction and renovation loans perfect for the Surry area. Their local loan officers provide face-to-face service and have extensive experience with properties in Hancock County.

Bar Harbor Bank & Trust has been serving the Mount Desert Island region and surrounding communities like Surry for over 135 years. Their mortgage department is particularly noted for exceptional customer service and deep local market knowledge. As a community-focused bank, they offer competitive rates and flexible underwriting for the unique property types found in coastal Maine. They have multiple branches throughout Hancock County and their mortgage specialists are praised for guiding borrowers through the entire process with clear communication and local expertise. Their long-standing presence in the region ensures they understand the specific needs of Surry homebuyers.

Northeast Home Loans, based in Bangor, consistently ranks as one of Maine's highest-rated mortgage brokers serving the entire central and coastal Maine region, including Surry. They receive outstanding reviews for their responsive service, competitive rates, and expertise in navigating complex loan scenarios. As a mortgage brokerage, they have access to multiple lenders and can often secure better terms than single-institution lenders. Their team specializes in both primary residences and vacation/investment properties common in the Surry area. Customers frequently mention their efficient processing, transparent communication, and ability to close loans quickly, making them a top choice for buyers throughout Hancock County.