Top 3 Mortgage Lenders in Winter Harbor

Bar Harbor Mortgage Company is a highly-rated local mortgage broker with deep roots in the Downeast Maine community, serving Winter Harbor and the entire Mount Desert Island region. With over two decades of experience, they specialize in coastal and rural property financing, offering personalized service and local market expertise. Their team understands the unique challenges of Maine's coastal real estate market and provides competitive rates with exceptional customer service, earning them outstanding reviews from local homeowners.

As Maine's largest independent bank, Bangor Savings Bank has served the Winter Harbor area for generations with a comprehensive mortgage division that offers competitive rates and local decision-making. Their mortgage specialists understand the specific needs of coastal Maine communities and provide personalized service with the stability of a long-established financial institution. With multiple branches throughout Hancock County and a strong commitment to Maine communities, they offer both in-person and digital mortgage services with excellent customer satisfaction ratings.

Maine Savings Federal Credit Union has been serving the Winter Harbor area through their Ellsworth branch location, offering member-focused mortgage services with competitive rates and personalized attention. As a community-based financial institution, they specialize in understanding the unique mortgage needs of Downeast Maine residents, including coastal properties and rural homes. Their local loan officers provide comprehensive guidance through the entire mortgage process, with particular expertise in first-time homebuyer programs and construction loans tailored to Maine's housing market.