Top 3 Mortgage Lenders in Annapolis Junction

First Merit Mortgage is a highly-rated local mortgage lender based in nearby Columbia that serves the entire Central Maryland region including Annapolis Junction. With over two decades of experience, they have built an exceptional reputation for personalized service and competitive rates. Specializing in both purchase and refinance loans, they offer comprehensive guidance through the entire mortgage process. Their team of experienced loan officers provides tailored solutions for first-time homebuyers, move-up buyers, and investors alike, with particular expertise in Maryland's unique real estate market.

First Home Mortgage is one of Maryland's most established and respected mortgage lenders with multiple locations throughout the state. Serving Annapolis Junction and surrounding communities, they combine local market expertise with the resources of a major regional lender. They are particularly noted for their efficient processing and closing times, often completing loans in 30 days or less. With deep experience in Maryland's diverse housing markets, they offer specialized programs including first-time homebuyer assistance and construction-to-permanent loans. Their commitment to customer service has earned them numerous industry awards and high customer satisfaction ratings.

New American Funding is a national mortgage lender with a strong local presence in the Columbia/Annapolis Junction area, offering a wide range of loan products with competitive rates. They are particularly recognized for their diverse lending programs and commitment to serving all segments of the community. The local Columbia branch has experienced loan officers who understand the specific dynamics of the Howard County and Anne Arundel County housing markets. They excel at providing personalized service while leveraging the technology and processing capabilities of a major national lender, making them an excellent choice for both conventional and specialized mortgage needs in the Annapolis Junction area.