Top 3 Mortgage Lenders in Bel Air

Fulton Mortgage Company stands out as a premier local lender with deep roots in the Bel Air community. As part of Fulton Bank's established presence, they offer personalized service with local decision-making authority. Their mortgage specialists have extensive experience with Maryland's unique housing market and provide competitive rates across all loan types. The company receives consistently high marks for their responsive communication, streamlined application process, and commitment to guiding borrowers through every step of home financing.

First Home Mortgage has built an exceptional reputation throughout Maryland with numerous awards and outstanding customer reviews. While based in Lutherville, they actively serve the Bel Air market with dedicated local loan officers. They're particularly praised for their expertise with first-time homebuyer programs and government-backed loans. Customers consistently highlight their educational approach, transparent pricing, and ability to close loans quickly and efficiently, making them a top choice for Harford County residents.

Sandy Spring Mortgage brings over 150 years of banking experience to the Bel Air area through their nearby Forest Hill location. As a community-focused lender, they offer competitive rates and personalized service with local underwriters who understand the Maryland market. They excel at construction loans and portfolio lending options that larger national banks often can't match. Their mortgage team receives high praise for their attention to detail, flexible solutions, and commitment to building long-term relationships with borrowers.