Top 3 Mortgage Lenders in Chester

As a community bank deeply rooted in Maryland's Eastern Shore for over a century, Queenstown Bank offers personalized mortgage services with local decision-making. Their Chester location provides convenient access for Kent Island and surrounding communities. They're particularly known for construction loans and waterfront property financing, with loan officers who understand the unique aspects of Chesapeake Bay area real estate. Customers consistently praise their responsive service and competitive rates for both purchase and refinance transactions.

Serving Maryland's Eastern Shore communities including Chester since 1996, Shorewide Mortgage has built an outstanding reputation for exceptional customer service and expertise in waterfront and rural property financing. Their team specializes in navigating the unique challenges of Chesapeake Bay area lending, including flood zones and environmental considerations. They offer competitive rates and have particular expertise with VA loans and first-time homebuyer programs, with numerous reviews highlighting their smooth closing processes and personalized attention.

With a physical branch location in Chester and deep roots throughout Maryland, Fulton Bank provides comprehensive mortgage services backed by over 140 years of banking experience. Their local loan officers have extensive knowledge of Queen Anne's County real estate markets and offer both in-person and digital mortgage experiences. They're particularly strong in construction lending and jumbo loans for higher-value properties common in the Chester area. Customers consistently note their professionalism, local market expertise, and ability to handle complex financing scenarios efficiently.