The Best Mortgage Lenders in Chewsville, MD
Compare verified mortgage lenders serving Chewsville, Maryland. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Chewsville
Featured Mortgage Lenders
First United Bank & Trust
First United Bank & Trust
First United Bank & Trust is a highly-rated community bank with deep roots in Washington County, serving Chewsville and surrounding areas for over a century. They consistently receive excellent customer reviews for their personalized service, competitive rates, and local decision-making. As a community-focused institution, they offer a comprehensive range of mortgage products with the advantage of working directly with local loan officers who understand the specific needs of Maryland homeowners.
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Bay Capital Mortgage
Bay Capital Mortgage Corporation
Bay Capital Mortgage has built an exceptional reputation across Maryland with numerous perfect 5-star reviews from satisfied customers. They specialize in providing personalized mortgage solutions with competitive rates and exceptional customer service. Their team of experienced loan officers serves the entire state of Maryland, including Washington County and Chewsville area, with particular expertise in first-time homebuyer programs and government-backed loans.
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Guaranteed Rate
Guaranteed Rate, Inc.
Guaranteed Rate is one of the nation's largest retail mortgage lenders with a strong presence throughout Maryland, including service to Chewsville and Washington County. They combine innovative digital mortgage technology with local expertise, offering competitive rates and a streamlined application process. With hundreds of excellent reviews, they're known for their efficiency, transparency, and wide range of loan products, making them a top choice for borrowers seeking both technological convenience and professional guidance.
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Frequently Asked Questions
Common questions about mortgage lending in Chewsville, MD
What are the current mortgage rates like for homes in Chewsville, MD?
Mortgage rates in Chewsville are generally competitive with national averages but can be influenced by local market factors. As a rural area in Washington County, you may find slightly different rate offerings from local lenders familiar with the area's property types. It's wise to compare rates from both local credit unions and larger regional banks.
Are there any first-time homebuyer programs specific to Chewsville or Washington County?
Yes, Maryland Mortgage Program (MMP) options are available to Chewsville homebuyers, offering competitive interest rates and down payment assistance. Washington County may also have additional local grants or programs, so consult with a mortgage lender experienced with Maryland's statewide and county-specific first-time buyer initiatives.
How does Chewsville's rural location affect the mortgage process?
Chewsville's rural setting can sometimes require additional property considerations, such as well and septic inspections, which may be mandatory for loan approval. USDA loans are also a popular option here since the area qualifies for USDA rural development financing, offering 100% financing with no down payment.
What types of properties are common in Chewsville, and does that impact loan options?
Chewsville features many single-family homes, some with larger lots or acreage, and occasionally older or manufactured homes. While conventional and FHA loans work for most properties, unique features like larger land parcels or certain home types may require specialized appraisals or loan products.
Are property taxes in Chewsville different from other parts of Maryland, and how does that affect my mortgage?
Property taxes in Chewsville fall under Washington County's jurisdiction, which typically has lower property tax rates compared to more urban Maryland counties. This can result in a lower monthly escrow payment within your mortgage, making homeownership slightly more affordable from a tax perspective.
Nearby Cities
Explore mortgage lenders in cities near Chewsville, MD
Why Choose a Mortgage Lender in Chewsville?
Local Market Knowledge
Lenders who understand Chewsville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Maryland.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Chewsville and get competitive rates on your home loan.