Top 3 Mortgage Lenders in Childs

First Home Mortgage is a top-rated regional lender with deep roots throughout Maryland, including serving the Childs area. With over 30 years of experience, they consistently earn exceptional reviews for their personalized service, competitive rates, and local market expertise. Their mortgage consultants are known for guiding borrowers through the entire process with exceptional communication and attention to detail. As a direct lender with in-house underwriting, they can often offer faster closings and more flexible solutions than larger national banks.

As one of Maryland's largest credit unions, Tower FCU has been serving members across the state including the Childs area for over 75 years. They receive outstanding ratings for their competitive mortgage rates, low fees, and exceptional member service. Their mortgage specialists provide personalized guidance through every step of the home buying process. Credit union membership is required, but most Maryland residents qualify through various associations or community membership options. They are particularly praised for their transparency and educational approach with first-time homebuyers.

New American Funding has established a strong presence throughout Maryland with a local office serving the Childs area. They are nationally recognized for their diverse loan programs and excellent customer service. Particularly notable is their commitment to serving diverse communities and offering special programs for self-employed borrowers. Their local loan officers have extensive knowledge of the Maryland housing market and are praised for their responsiveness and expertise. They process and underwrite loans locally, allowing for more personalized service and faster decision-making.