Top 3 Mortgage Lenders in Columbia

First Home Mortgage is a top-rated local mortgage lender headquartered in Columbia with an exceptional reputation for personalized service and competitive rates. As a direct lender with in-house underwriting, they offer faster closings and streamlined processes. They specialize in first-time homebuyer programs and have deep expertise in Maryland's unique mortgage landscape, earning numerous local awards and maintaining consistently high customer satisfaction ratings.

As one of Maryland's oldest and most trusted community banks, Sandy Spring Bank has a strong Columbia presence with deep local market knowledge. They offer competitive mortgage rates and exceptional customer service, with loan officers who understand the Columbia housing market intimately. Their comprehensive mortgage solutions include specialized construction loans and flexible financing options, backed by their longstanding commitment to the Maryland community.

New American Funding is a national lender with strong Maryland presence and excellent service for Columbia homebuyers. They are particularly noted for their innovative "I CAN" mortgage program that uses alternative credit data to help more borrowers qualify. With competitive rates and a diverse range of loan products, they have earned high marks for their efficient processing and commitment to serving diverse communities throughout the Baltimore-Washington corridor.