Top 3 Mortgage Lenders in Dayton

Howard Bank has established itself as a premier community-focused mortgage lender serving the Dayton area and throughout Central Maryland. With their local underwriting and decision-making, they offer personalized service and competitive rates. Their mortgage team is known for exceptional customer service and deep knowledge of the local real estate market, processing loans quickly and efficiently. They provide a wide range of loan products including specialized construction loans and have built a strong reputation for helping both first-time homebuyers and experienced investors throughout Howard County and surrounding areas.

First Home Mortgage is one of Maryland's most respected and highest-rated mortgage lenders with multiple locations throughout the state. They have been serving the Dayton area for decades with exceptional expertise in Maryland's unique mortgage landscape. The company is known for their competitive rates, streamlined process, and dedicated loan officers who provide personalized guidance. They excel at navigating complex loan scenarios and have particular expertise with first-time homebuyer programs. Their local processing and underwriting teams ensure smooth, efficient closings.

Fairway Independent Mortgage's Columbia office serves the Dayton area with exceptional mortgage services and highly competitive rates. They are consistently ranked among the top mortgage lenders nationally while maintaining strong local presence and community involvement. Their loan officers are known for their accessibility and expertise in Maryland's specific mortgage requirements. The company offers innovative technology for easy application tracking and has particular strength in renovation loans and construction financing. Their commitment to customer service is reflected in their nearly perfect ratings and numerous industry awards.