Top 3 Mortgage Lenders in Elkridge

First Home Mortgage is a highly-rated regional lender with deep roots in Maryland, serving Elkridge and the greater Baltimore area for over three decades. They consistently receive exceptional customer reviews for their personalized service, competitive rates, and local expertise. As a direct lender with in-house underwriting, they can offer faster closings and more flexible loan options. Their team specializes in first-time homebuyer programs and offers comprehensive guidance through the entire mortgage process, making them a top choice for Elkridge residents.

APL Federal Credit Union has been serving the Howard County and Central Maryland community for over six decades, with multiple branches conveniently located near Elkridge. As a not-for-profit financial cooperative, they offer competitive mortgage rates and lower fees than many traditional banks. Members consistently praise their exceptional customer service, local decision-making, and commitment to the community. Their mortgage specialists provide personalized guidance and they offer a wide range of loan products with the benefit of credit union membership.

Fulton Mortgage Company, a division of Fulton Bank, has been serving Maryland homeowners for over 35 years with a strong presence in Howard County and the Elkridge area. They are particularly noted for their expertise in construction loans and jumbo mortgages, while also offering comprehensive conventional and government-backed loan programs. Customers consistently highlight their professional service, local underwriting, and smooth closing processes. Their long-standing reputation and commitment to the local community make them a trusted choice for Elkridge homebuyers.