Top 3 Mortgage Lenders in Elkton

Fulton Mortgage Company stands as one of Elkton's most established and highly-rated local mortgage lenders, operating as the mortgage division of Fulton Bank which has deep roots in the Cecil County community. With exceptional 4.8-star ratings across multiple review platforms, they offer personalized service through local loan officers who understand the Elkton real estate market. Their comprehensive loan programs include specialized options for first-time homebuyers and competitive construction loans, backed by the stability of a century-old financial institution with strong local branch presence.

First Financial Federal Credit Union's mortgage division has built an outstanding reputation throughout Cecil County with consistently high customer satisfaction ratings. As a member-owned financial cooperative, they offer particularly competitive rates and flexible underwriting standards that benefit local homebuyers. Their mortgage specialists provide personalized guidance through the entire process, with special expertise in VA loans and first-time homebuyer programs. The credit union's deep community involvement and local decision-making authority make them a preferred choice for Elkton residents seeking a responsive lending partner.

Newrez brings national lending power with strong local representation throughout Maryland, including dedicated loan officers serving the Elkton area. With impressive 4.6-star ratings from hundreds of verified customers, they combine the efficiency of a major mortgage lender with personalized local service. Their extensive product lineup includes specialized programs for self-employed borrowers and competitive jumbo loan options. Newrez is particularly noted for their streamlined refinance process and excellent customer service coordination, making them a top choice for both purchase and refinance transactions in the Elkton market.