Top 3 Mortgage Lenders in Hagerstown

Sandy Spring Bank stands out as a premier regional mortgage lender in Hagerstown with deep community roots spanning over 150 years. They consistently receive exceptional ratings for personalized service, competitive rates, and local underwriting expertise. As a Maryland-based institution, they understand the local real estate market intimately and offer a comprehensive range of loan products. Their Hagerstown branch provides face-to-face service with mortgage specialists who have established long-term relationships throughout Washington County, making them particularly strong for first-time homebuyers and complex financing scenarios.

First Home Mortgage has built an outstanding reputation throughout Maryland with exceptional customer satisfaction ratings and three decades of mortgage expertise. While based in Frederick, they actively serve Hagerstown and Washington County with dedicated local loan officers. They're particularly noted for their efficient processing, competitive rates, and expertise with first-time homebuyer programs. The company receives consistent praise for their responsive communication and ability to close loans quickly, with many reviewers highlighting smooth experiences even with complex financial situations.

Prosperity Home Mortgage maintains a strong presence in the Hagerstown market through their Frederick office, serving Maryland homebuyers with exceptional service and competitive loan products. They've earned high marks for their knowledgeable loan officers who provide personalized guidance throughout the mortgage process. Specializing in both purchase and refinance transactions, they're particularly strong with VA loans and first-time homebuyer programs. Their local team understands the nuances of the Hagerstown housing market and provides the convenience of local processing with the resources of an established mortgage lender.