Top 3 Mortgage Lenders in La Plata

First Home Mortgage is a top-rated regional lender with a strong presence in Southern Maryland, serving La Plata residents with exceptional local expertise. They maintain a 4.9-star rating across multiple review platforms with particular praise for their personalized service and competitive rates. As a direct lender with in-house underwriting, they offer faster closings and more flexible loan options. Their Waldorf location is conveniently close to La Plata and their loan officers have extensive knowledge of Charles County's real estate market.

Navy Federal Credit Union serves the entire Southern Maryland region including La Plata, with particularly strong VA loan programs ideal for military families. They consistently earn high marks for customer satisfaction and offer competitive rates to members. While membership requires military affiliation, their Waldorf branch provides convenient local service. They're renowned for their digital mortgage experience and exceptional customer service, with many reviewers noting smooth, efficient loan processes.

Atlantic Coast Mortgage has built an outstanding reputation throughout Maryland with particular strength in Charles County. They specialize in providing personalized mortgage solutions with a focus on first-time homebuyers and complex loan scenarios. Their local loan officers have deep knowledge of La Plata's housing market and maintain strong relationships with real estate professionals throughout the region. Customers consistently praise their responsiveness, transparency throughout the loan process, and ability to secure competitive rates.