SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Lineboro, MD

The Best Mortgage Lenders in Lineboro, MD

Compare verified mortgage lenders serving Lineboro, Maryland. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
801+
Reviews
10
Loan Types

Available Loan Programs in Lineboro

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Home Equity
HELOC

Featured Mortgage Lenders

1

Mortgage Maestro Group

Mortgage Maestro Group

★★★★☆
4.9/5

Mortgage Maestro Group is a highly-rated local mortgage broker serving the entire Baltimore metropolitan area including Carroll County where Lineboro is located. They consistently receive exceptional reviews for their personalized service, competitive rates, and expert guidance through the mortgage process. As a local brokerage, they have strong relationships with regional lenders and can often secure better terms than larger institutions. Their team specializes in first-time homebuyer programs and offers comprehensive support throughout the entire home buying journey.

Experience:15 years
Reviews:285 customer reviews
1301 York Road Suite 800, Lutherville, MD 21093

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
Visit Website
2

Fulton Bank

Fulton Bank, N.A.

★★★★☆
4.7/5

Fulton Bank has a strong regional presence throughout Maryland and Pennsylvania, with multiple branches serving the Lineboro area. As an established community bank with over a century of experience, they offer the stability of a traditional bank with the personalized service of a local institution. They are particularly noted for their competitive construction loan programs and excellent customer service for both purchase and refinance transactions. Their local loan officers have extensive knowledge of the Carroll County real estate market.

Experience:135 years
Reviews:189 customer reviews
1615 York Road, Lutherville, MD 21093

Loan Types:

ConventionalFHAVAConstructionRefinanceHome Equity
Visit Website
3

Tower Federal Credit Union

Tower Federal Credit Union

★★★★☆
4.6/5

Tower Federal Credit Union is one of Maryland's largest credit unions with a strong presence throughout the state, including service to Lineboro residents. They are particularly renowned for their exceptional VA loan programs and competitive rates for all mortgage products. As a member-owned financial cooperative, they consistently offer lower fees and more favorable terms than many traditional banks. Their mortgage team receives high marks for responsiveness and guiding members through complex loan scenarios with expertise and patience.

Experience:75 years
Reviews:327 customer reviews
8397 Piney Orchard Parkway, Odenton, MD 21113

Loan Types:

ConventionalVAJumboRefinanceFirst-time HomebuyerHELOC
Visit Website

Frequently Asked Questions

Common questions about mortgage lending in Lineboro, MD

What are the current mortgage rates like for homes in Lineboro, MD?

Mortgage rates in Lineboro typically align with national averages but can be influenced by local market conditions. Currently, rates for 30-year fixed mortgages range from 6.5% to 7.2% depending on credit score and loan type. It's advisable to compare offers from both local Maryland lenders and national institutions for the best rate.

Are there any first-time homebuyer programs specific to Carroll County that I can use in Lineboro?

Yes, the Maryland Mortgage Program (MMP) offers several options for Carroll County residents, including down payment assistance grants and competitive interest rates. Additionally, the Carroll County Homeownership Program provides closing cost assistance to eligible first-time buyers purchasing in Lineboro and surrounding areas.

How does Lineboro's rural location affect the mortgage process?

Lineboro's rural designation can work to your advantage through USDA loans, which offer 100% financing with no down payment required for eligible properties and borrowers. However, some lenders may require additional property inspections for rural homes, and appraisals might take slightly longer than in urban areas.

What types of properties are most common in Lineboro's mortgage market?

Lineboro's mortgage market primarily consists of single-family homes, many with larger lots typical of Carroll County's rural character. You'll also find some manufactured homes and older farmhouse-style properties, which may require specialized loan products or additional inspections during the mortgage process.

Are there any local property tax considerations I should know about when getting a mortgage in Lineboro?

Carroll County property taxes in Lineboro are relatively moderate compared to other Maryland areas, currently around 1.014% of assessed value. Your mortgage lender will include these taxes in your monthly escrow payments, and it's important to factor in potential tax increases when calculating your long-term housing affordability.

Nearby Cities

Explore mortgage lenders in cities near Lineboro, MD

Why Choose a Mortgage Lender in Lineboro?

Local Market Knowledge

Lenders who understand Lineboro's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Maryland.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lineboro and get competitive rates on your home loan.