Top 3 Mortgage Lenders in Oakland

First United Bank & Trust is a highly-rated community bank with deep roots in Western Maryland, including their Oakland branch. They consistently receive excellent reviews for personalized service and local decision-making. As a community bank, they offer competitive rates with the advantage of local underwriters who understand the unique Garrett County real estate market. Their mortgage specialists provide comprehensive guidance through the entire home buying process, making them a top choice for both first-time homebuyers and experienced property investors in the Oakland area.

Mountain Loan Company is a locally-owned mortgage broker serving Oakland and the entire Deep Creek Lake region. They excel at finding competitive rates from multiple lenders and are particularly skilled with vacation properties and primary residences in the mountainous terrain of Garrett County. Their team has extensive experience with the unique challenges of rural property financing and offers personalized service that larger institutions can't match. They're known for their responsiveness and ability to close loans efficiently in the competitive Western Maryland market.

Prosperity Home Mortgage brings national lending power with local expertise to Oakland residents. As part of the Long & Foster Companies, they have strong regional presence and extensive experience with Maryland's diverse housing markets. They offer a wide range of loan products with competitive rates and are particularly noted for their efficient processing and strong customer service. Their loan officers understand the specific needs of Oakland homebuyers, from primary residences to vacation properties around Deep Creek Lake, making them a reliable choice for comprehensive mortgage solutions.