Top 3 Mortgage Lenders in Oldtown

As one of Western Maryland's most trusted financial institutions, ACSSFCU has been serving residents of Allegany County and surrounding areas including Oldtown for over six decades. They offer highly competitive mortgage rates to members, personalized service from local loan officers who understand the unique rural property needs of the area, and a comprehensive range of loan products. Their exceptional 4.8 rating reflects outstanding customer satisfaction and deep community commitment.

First United Bank & Trust has been a cornerstone of Western Maryland's financial landscape since 1867, making them one of the region's most established mortgage lenders. They maintain a strong physical presence in Cumberland with experienced local mortgage professionals who understand the Oldtown market. Their 4.6 rating comes from consistent customer praise for competitive rates, smooth closing processes, and exceptional personal service for both purchase and refinance transactions.

While not locally headquartered, New American Funding maintains a strong presence in Maryland with licensed loan officers specifically serving the Western Maryland region including Oldtown. They're particularly noted for their competitive rates, diverse loan programs including special options for self-employed borrowers, and efficient digital mortgage process. Their high national rating of 4.7 across thousands of reviews demonstrates consistent customer satisfaction and reliability for both first-time homebuyers and experienced homeowners in rural markets.