Top 3 Mortgage Lenders in Owings

First Home Mortgage is a top-rated regional lender with deep roots in Maryland, serving the Owings area with exceptional expertise. As a direct lender with in-house underwriting, they offer competitive rates and personalized service. Their 33 years of experience in Maryland real estate markets makes them particularly knowledgeable about Calvert County property values and financing needs. They consistently receive outstanding reviews for their responsive communication, streamlined process, and ability to close loans efficiently.

Presidential Bank has been serving Maryland homeowners for over three decades with a strong reputation for competitive mortgage products and local decision-making. As a community-focused bank, they understand the Southern Maryland market including Owings and offer personalized service with direct access to loan officers. Their portfolio includes specialized construction loans and jumbo mortgages, making them ideal for the diverse housing needs in Calvert County. Customers praise their transparency and commitment to finding the right financing solution.

As Maryland's largest credit union, Tower Federal Credit Union has an extensive branch network serving the Owings area with exceptional mortgage services. Their not-for-profit structure allows them to offer highly competitive rates and lower fees than many traditional banks. With 85 years of financial service experience, they provide comprehensive mortgage solutions including specialized VA loans that benefit the many military families in Southern Maryland. Members consistently rate them highly for their member-focused approach and local underwriting expertise.