Top 3 Mortgage Lenders in Oxford

As the premier community bank serving Maryland's Eastern Shore for over 140 years, Shore United Bank (formerly Talbot Bank) has deep roots in Oxford and surrounding communities. Their mortgage team consistently earns exceptional ratings for personalized service, local market expertise, and competitive rates. They specialize in waterfront properties, vacation homes, and primary residences throughout Talbot County, with loan officers who understand the unique character of Oxford's real estate market. Their local decision-making process and long-standing community relationships make them a top choice for Oxford residents.

Bay Capital Mortgage has built an outstanding reputation as a leading mortgage lender serving the entire Eastern Shore region, including Oxford. With nearly two decades of experience, they specialize in both primary residences and the unique vacation home market that characterizes Oxford. Their team of local mortgage experts provides personalized service with competitive rates and flexible loan programs. They're particularly noted for their expertise in waterfront properties and their ability to navigate the specific challenges of Oxford's historic district and coastal properties.

First Home Mortgage has been serving Maryland communities for over 30 years with a strong presence throughout the Eastern Shore region. Their Eastern Shore division has extensive experience with Oxford's unique real estate market, including waterfront properties, historic homes, and vacation residences. They offer a comprehensive range of loan products with competitive rates and are known for their efficient processing and exceptional customer service. Their local loan officers understand the specific needs of Oxford homebuyers and maintain strong relationships with local real estate professionals.