Top 3 Mortgage Lenders in Ridge

Cross Creek Mortgage is a highly-rated local mortgage broker serving Southern Maryland, including Ridge, with exceptional customer satisfaction. They specialize in personalized service and have built a strong reputation for guiding clients through the entire mortgage process. Their team of experienced loan officers provides competitive rates on various loan programs, with particular expertise in VA loans important for the military community near Naval Air Station Patuxent River. Their local knowledge of St. Mary's County real estate market makes them a top choice for Ridge area homebuyers.

First Home Mortgage is a well-established regional lender with strong presence throughout Maryland, including service to Ridge and Southern Maryland. With over three decades of experience, they offer a comprehensive range of mortgage products and are known for their competitive rates and efficient processing. They maintain multiple local offices and have built trust through consistent, reliable service. Their digital mortgage platform combined with local expertise provides Ridge homebuyers with both convenience and personalized attention throughout the lending process.

Bay Capital Mortgage is a respected Maryland-based mortgage lender that serves the entire state, including the Ridge area. They have built a strong reputation for their expertise in complex loan scenarios and excellent customer service. The company is particularly known for their responsive communication and ability to close loans efficiently. Their team of experienced loan officers provides personalized guidance and competitive rates, making them a reliable choice for Ridge residents seeking various mortgage options from conventional loans to specialized government-backed programs.