Top 3 Mortgage Lenders in Sandy Spring

As the premier community bank literally named after the area, Sandy Spring Bank has served Montgomery County for over 150 years with deep local market expertise. They consistently receive exceptional ratings for personalized service, competitive rates, and understanding the unique Maryland real estate market. Their mortgage team specializes in both purchase and refinance loans with local underwriting and decision-making, making them a top choice for Sandy Spring residents seeking a trusted local lender with national capabilities.

With over two decades serving the greater Washington D.C. and Maryland region, New America Financial has built an outstanding reputation for exceptional customer service and competitive mortgage products. They specialize in navigating complex loan scenarios and offer personalized guidance throughout the entire mortgage process. Their high rating reflects consistent customer satisfaction, with particular strength in first-time homebuyer programs and government-backed loans serving the Sandy Spring community.

First Home Mortgage has been a leading regional lender serving Maryland for over three decades, with multiple local offices and deep expertise in the Montgomery County market. They receive consistently high marks for their efficient processing, competitive rates, and knowledgeable loan officers who understand the specific dynamics of the Sandy Spring area. As a direct lender with in-house underwriting, they can offer faster closings and more personalized service than many national competitors.